Terms

The service

The tools are free to use on screen. A free account adds saving, downloads and emailed reports, with a monthly allowance of report credits. Credits have no cash value, cannot be transferred, and may change as the product evolves; we will tell you before reducing an allowance you rely on.

Your numbers, your decisions

Reports are calculations based on the numbers you enter. They are for planning and are not financial, tax, legal or investment advice. Check important decisions with a qualified adviser.

Fair use

Use one account per person. Do not abuse credits, automate sign-ups, attack or overload the service, or upload data you have no right to use. We may suspend accounts that do.

Your content

You own the inputs and reports you create. You give us permission to store and display them to you, and to anyone you share a link with. Shared links stay live until you turn sharing off or delete the report.

Liability

We work hard to keep the calculations correct and the service available, but it is provided as is. To the extent the law allows, we are not liable for losses from decisions based on a report or from interruptions to the service.

Changes

We may update these terms. Material changes will be announced in the app or by email before they apply. Questions: hello@shivasharma.co.